thanks, victoria, for trying to help. I tried the Free Webs site and i looked to see how much bandwidth they offer monthly and it said 500MB. But I emailed geocities and they told be that they give 3 GB. So I think I will stick with my first choice and make photo albums at photo bucket.
Also, I will consider the HTML kit. thanks a lot for your advice.
And, does anyone have a membership to the yahoo group Julia-Band J List??? Cuz i know that there are people that are linking to my main site from there so i wanna kno what they are saying, while i wait for my membership to be approved.